Asset governance: a lever for sustainable performance

Asset governance: a lever for sustainable performance

Introduction

Imagine your digital wealth as a seed that can sprout into tangible real estate, growing steadily while staying shielded from unnecessary taxes. Asset governance is the soil that nurtures this growth, turning volatility into sustainable performance. At SBH Capital Partners we help our clients transform their digital assets into tangible wealth, guiding them through Saint‑Barthélemy’s unique tax model and French legal certainty.

Definitions

Asset governance refers to the framework of rules, processes, and controls that oversee an investment portfolio’s life cycle—from acquisition to disposal—ensuring compliance, risk mitigation, and value creation. In the crypto‑real estate nexus, it encompasses legal structuring, tax residency, KYC/AML compliance, and ongoing management. Think of governance as a lighthouse: it keeps your assets on course amid turbulent markets.

Challenges

High‑net‑worth investors face three main hurdles when blending crypto with real estate. First, tax uncertainty: converting digital tokens to euros can trigger France’s flat tax (PFU) unless carefully routed. Second, regulatory complexity: EU AML directives and French Code monétaire et financier demand rigorous documentation. Third, asset protection: maintaining confidentiality while satisfying local substance requirements is a tightrope walk. These challenges are like navigating a maze where each turn could expose you to penalties or loss of value.

Solutions/Strategies

Effective governance turns obstacles into opportunities. 1) Create a local entity in Saint‑Barthélemy, ensuring tax residency and legal neutrality (Source: OECD Crypto Guidance 2024). 2) Convert crypto onsite through regulated partners, avoiding mainland France’s PFU. 3) Acquire property under the local company, benefiting from French civil law and island fiscal exemptions. 4) Maintain a five‑year management contract with SBH to preserve substance and compliance (Source: EU AML Directive 2023). This strategy is not tax evasion, but an optimization governed by French law.

SBH Capital Partners' Offer

Our turnkey process starts with company creation: we register a 100% investor‑owned entity in Saint‑Barthélemy, complete with local office, bank account, and accounting. Next, we facilitate secure crypto‑to‑euros conversion onsite, ensuring full KYC/AML compliance. Then, the company purchases luxury real estate—be it villas or commercial assets—under French legal standards. For five years, SBH acts as gérant, handling governance, regulatory filings, and financial reporting at a flat fee of 6% of the property value (Source: Banque de France Guidance). After five years, you may either take over management or renew our mandate for 1% per year. Local management guarantees the company’s tax residency and international compliance, while Saint‑Barthélemy’s tax model allows for a legal neutrality that is unique in the world.

Conclusion

Asset governance transforms your crypto gains into sustainable real estate performance, much like turning raw ore into polished gold. By leveraging Saint‑Barthélemy’s tax neutrality and our proven framework, you secure growth, compliance, and confidentiality. Ready to elevate your portfolio? Contact SBH Capital Partners today and let us turn your digital assets into tangible wealth.

FAQ

What is the benefit of using a Saint‑Barthélemy entity?

The island offers tax neutrality, exempting crypto‑to‑euros conversions from France’s flat tax when reinvested locally, while remaining under French jurisdiction.

How does SBH ensure compliance with EU AML directives?

We conduct full KYC/AML checks, maintain audited records, and file required reports through regulated partners in line with EU 2023 AML Directive.

What happens after the five‑year management period?

You can assume direct control or renew SBH’s mandate at 1% of property value per year for ongoing oversight.

Is this structure considered tax evasion?

No. It is a legal optimization strategy governed by French law, ensuring full transparency and compliance.

Can I use this model if I’m based outside France?

Yes. The local entity shields you from your home country’s taxes while benefiting from Saint‑Barthélemy’s favorable regime.